It’s necessary for household plumbing to function at optimal levels for many daily activities to occur unhindered. When a plumbing system is defective, a homeowner may have to hire a Plumber in Bryn Mawr. Part of hiring a plumber can involve research. The following guidelines can be used to verify that a plumber has the right insurance to meet financial and professional obligations.
When researching plumbers, ask a plumbing specialist for the name of his insurance agent. Call this insurance representative at a later time to request a certificate of insurance. This document is not a copy of an insurance contract. However, it does have relevant parts of an insurance contact listed in it. When the Plumber in Bryn Mawr offers to show this document, politely decline. Only accept this from a reputable insurance company.
A certificate of insurance can usually be sent with a verbal request. Sometimes a homeowner will need to submit a written request. The insurance agent may have to get written or verbal permission from the plumber. Once this consent is obtained, the certificate can usually be obtained in person, by email, or by fax. The insurance agent should let the homeowner know the correct protocol.
After receiving this document, view certain parts that are especially important. The policy expiration date and the policy effective date indicate the time period when the plumber will have valid insurance with the company. No work should be done unless it falls within this time range. Also, ensure that the plumber has the right insurance coverage to meet legal obligations. The state agency in charge of plumbers should have information about insurance requirements for plumbers. Some states make it illegal for a person to hire a plumber who is uninsured. Other states don’t have regulations about a plumber’s insurance.
By making sure a plumber is properly insured, a homeowner can protect his financial interests. It will also affirm the plumber’s dedication to his trade and customers. For information on plumbing services, please visit the website of Sheehan Plumbing Heating and Air Condioning. This company can handle residential and commercial plumbing services including installation, maintenance, and repairs.